Superannuation is one of the largest assets for many Australians and offers significant tax advantages, however, strict rules apply to when it can be accessed. While super is most commonly accessed at retirement, death or disability, there are limited situations where earlier access may be possible.
Read MoreThe Federal Government recently wrapped up a consultation process on supermarket unit pricing. While the topic might sound like a purely consumer issue, it could have very real commercial impacts for businesses supplying into the grocery sector.
Read MoreLeaving debts outstanding with the ATO is now more expensive for many taxpayers.
Read MoreA recent decision of the Administrative Review Tribunal (Goldenville Family Trust v Commissioner of Taxation [2025]) highlights the importance of documentation and evidence when it comes to tax planning and the consequences of not getting this right.
Read MoreWhat are the positive and negative effects of debt in the areas of personal consumption and investment?
Read MoreRetirement is a major life transition that can impact your identity, emotional wellbeing, and social life. This article explores the common challenges of retirement and offers strategies to help you plan for a fulfilling and confident next chapter.
Read MoreDownsizing your home and contributing the proceeds to super may be a tax-effective option to boost your retirement income. But before you make the decision to sell, make sure you are aware of both the benefits and the possible drawbacks.
Read MoreIn a move that surprised many commentators, the Reserve Bank of Australia (RBA) held the cash rate steady at 3.85% in July.
Read MoreFrom 1 July 2025, the superannuation guarantee (SG) rate officially rose to 12% of ordinary time earnings (OTE). This is the final step in the gradual increase legislated under previous reforms.
Read MoreWith the purchasing of luxury vehicles on the rise it’s important to be aware of some specific features of the tax system that can impact on the real cost of purchase.
Read MoreThis tax season, we’ve seen a surge in questions about whether interest on a loan can be claimed as a tax deduction. It’s a great question as the way interest expenses are treated can significantly affect your overall tax position.
Read MoreEstate planning for blended families involves unique challenges due to the need to fairly address the interests of current spouses, shared children, and children from previous relationships. Clear communication and professional advice are essential to create an effective plan that prevents disputes and ensures all wishes are respected.
Read MoreWe are often told that paying off the mortgage on our home should be our first priority because the interest is not tax deductible. But does this apply to everyone?
Read MoreIncome protection insurance is essential for safeguarding an individual’s ability to earn income, especially when accidents or illnesses prevent work. This type of insurance complements workers compensation and varies by policy terms and state regulations, making professional advice valuable for optimal coverage.
Read MoreWorkers compensation is a complex, state-based system in Australia that provides income and medical coverage for work-related injuries, but coverage details and benefits can vary significantly depending on the state or territory. This complexity can create financial challenges for injured workers, especially those with multiple jobs or high incomes.
Read MoreWars in Europe and the Middle East, volatile oil prices and shifting US policies are making headlines - but failing to dampen market optimism. The ASX closed the financial year with a near 10% return – its strongest since the COVID-19 crisis and despite US tariff threats. Despite tariff risks for the US economy, the S&P 500 index surged to a four-month high on hopes of future rate cuts and smooth trade negotiations.
Read MoreWhen the temperature drops, it feels like more of an effort, but getting outdoors, even when it’s chilly, can do your brain and body a whole lot of good.
Read MoreAustralians inherited an estimated $150 billion in 2024, an increase of more than 70 per cent in a decade, according to a JBWere report.
Read MoreWith the new financial year comes a fresh wave of superannuation changes that could make a real difference to your retirement savings.
Read MoreYou may have seen the viral headline about a new U.S. tax bill called the One Big Beautiful Bill, but what does it mean for Australian investors, especially super funds and small businesses with US exposure? Turns out, it could mean a hit to investment returns.
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