Principled Wealth Management

“A truly principled and distinct perspective that makes a meaningful difference to our clients' financial future.”

As a privately owned and self-licensed firm, EGU offers a wide array of wealth management services tailored to meet the unique needs and circumstances of each client.

Building generational wealth is more than just a matter of luck; it requires a well-thought-out investment strategy with a focus on capital preservation. At EGU Wealth Management, we employ an evidence-based investment philosophy grounded in Nobel Prize-winning academic research to manage our clients' assets. Additionally, we prioritise a comprehensive risk minimisation strategy to protect our clients' wealth and legacy for future generations. We possess the knowledge, skills, and experience necessary to create, implement, monitor, and review your financial strategy. We excel in generating wealth for our clients, both within and outside the superannuation environment.

At EGU Wealth Management, we adhere to the highest standards of compliance and ethics. Our goal is to ensure that our clients can rest easy, knowing their money is in safe hands. We treat your money with the same care as if it were our own. Our financial strategies are transparent, as is our fee structure. There are no lock-in periods or hidden costs. You will always be informed about where and how your money is invested, as well as the fees charged by EGU Wealth Management.

Please download a summary of our Investment Portfolio Construction Principles and our current Financial Services Guide (FSG).

Take the first step towards securing your financial future today. Contact EGU Wealth Management to schedule a consultation and discover how we can help you build and protect your wealth for generations to come.

Key areas covered by our wealth management service:

• Comprehensive Financial Planning

  • Every aspect of your financial life;

  • Collaboratively define your goals;

  • Specific and clear steps to achieve your goals;

  • Ongoing guidance and consultation;

  • Accountability partner;

  • Team approach - coordinating with outside professionals;

  • Personal wealth dashboard - a single view of your financial situation.

• Wealth Creation (Investing, Investments and Portfolio Management)

  • Portfolio management and administration;

  • Exchange Traded Funds (ETFs);

  • Listed Investment Companies (LICs) and Listed Investment Trusts (LITs);

  • Direct equities (shares);

  • Managed investments (managed funds);

  • Fixed interest products including bonds and term deposits;

  • Margin lending and gearing.

• Wealth Protection, Insurances (Personal and Business) and Estate Planning

  • Life insurance;

  • Total and Permanent Disability (TPD) insurance;

  • Trauma insurance;

  • Income Protection (IP) insurance;

  • Business and Key Person insurance;

  • Estate planning and asset protection advice.

• Budgeting, Cash Flow Management and Debt Management

  • Setting budgets and monitoring cashflow;

  • Strategies to accelerate debt repayment, restructuring and managing debts;

  • Salary packaging advice.

• Superannuation

  • New superannuation accounts;

  • Self-Managed Superannuation Funds (SMSFs);

  • Industry and Retail superannuation funds;

  • Investing through superannuation (SMSFs, Industry and Retail);

  • Contribution strategies (employer, concessional, non-concessional, spouse, government and salary sacrifice);

  • Rollovers strategies;

  • Pension strategies.

  • Strategic advice regarding superannuation legislation;

  • Superannuation specific investment advice;

  • SMSFs - structural, investment and legislative advice.

• Retirement Planning and Government Benefits

  • Retirement lifestyle planning;

  • Strategies to minimise or eliminate tax in retirement;

  • Superannuation pensions and lifetime income streams;

  • Investment portfolios specific to funding retirement income;

  • Maximising Centrelink entitlements.

• Tax Effective Investing

  • Advice on shares and managed investments;

  • Portfolio construction and management;

  • Strategic property investment advice;

  • Investing via trust and company structures;

  • Wealth creation strategies for high income earners;

  • Gearing and home equity strategies.

• Other Strategies

  • Advice regarding redundancy packages;

  • Dealing with disability payouts tax effectively;

  • Dealing with inheritances;

  • Strategies for philanthropy and charitable giving;

  • Lifestyle planning and consulting on important financial decisions.

Ben Wieland is a Director and Authorised Representative (AR# 401073), Ben Widdup is an Authorised Representative (AR# 1269810), and EGU Wealth Management (ABN# 34 339 231 736) is a Corporate Authorised Representative (CAR# 434344) of EGU Financial Services Pty Ltd (ABN# 19 626 684 366) (AFSL# 509564).