Personal deductible super contributions: how the deduction works and what to confirm before 30 June
A personal contribution to superannuation can be claimed as a tax deduction — converting income taxed at your marginal rate into income taxed at 15 per cent inside the fund. The benefit is significant. The conditions are specific, and the deadline is 30 June.
Division 296: the new tax on large superannuation balances takes effect 1 July 2026
The Treasury Laws Amendment (Building a Stronger and Fairer Super System) Act 2026 passed both houses of Parliament in early March 2026. Division 296 — the new tax on superannuation balances above $3 million — takes effect on 1 July 2026.
Early access to superannuation: the conditions that apply and the risks worth understanding
For many Australians, superannuation is their largest asset. The rules governing early access are narrow, the compliance risks are real, and the penalties for getting it wrong are significant.
Downsizing and the superannuation contribution: a wealth management perspective
The downsizer contribution to superannuation is one of the most generous provisions available to Australians over 55. Whether it is the right decision depends on questions that go well beyond the contribution mechanics.
Superannuation rates and thresholds for 2025–26: what has changed and what remains
The superannuation guarantee rate is now 12 per cent, and the contribution thresholds for 2025–26 have been updated. The consequences of getting either wrong are specific — and avoidable.